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Makee Insurance Agency, Inc.

Welcome to Makee Insurance Agency, Inc. We are your local independent insurance agency serving Painesville, OH and beyond.

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Our experienced and knowledgeable staff are excited to help you with your insurance needs. With our strong insurance background and experience in the industry, we’re here to bring you peace of mind.

As local agents, we offer you personalized service and attention-to-detail that larger companies may not be able to provide. Our goal is to build a long-lasting relationship with you so we can get to know the unique risks you face and help you prepare for them. Because we’re an independent agency, we can leverage our connections with several top-rated insurance carriers to find you an insurance package designed for your needs—blending service, coverage, and price—so you can feel confident what matters to you most is protected.

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

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We represent multiple insurance companies.
We offer a wide variety of insurance solutions.
We are by your side every step of the way.

Personal Insurance

Trusted advice and insurance solutions to protect what matters most.

Business Insurance

Coverage and risk management solutions for companies of all sizes.

Employee Benefits

Coverage that can help attract, retain, and protect your team.

Partner-Trusted-Choice

Makee Insurance Agency, Inc. + Trusted Choice

We strive to uphold Trusted Choice’s long-standing commitment to service.

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Partner-Lake-County

We believe strongly in helping make the areas we serve better places to live and work, and that’s why we’re involved in local organizations and groups like the Lake County Chamber of Commerce, fairs, and fundraisers.

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Real clients. Real reviews. Real coverage.

“It is nice to have a neighbor take care of my insurance instead of a stranger. Prices are very competitive. They have even evaluated my situation and found me better deals. I have been with Makee Insurance for 15+ years.”

– Bob S.
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Get a glimpse of the risks you face and how your insurance can protect what matters most.

Auto
Bodily Injury Liability Coverage
Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.

Solution

Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage
Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.

Solution

The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.

Medical Payments Coverage and Personal Injury Protection
Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.

Solution

Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.

Uninsured / Underinsured Motorist Damage Coverage
Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.

Solution

Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage
Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.

Solution

Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Rental Coverage / Loss of Use
Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.

Solution

Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

Auto Insurance 101

Make sure you cover the unique risks you face with auto insurance.

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As an independent agency, we are here to help you find the right coverage.

  • Please do not include sensitive, private information in this area.
  • This field is for validation purposes and should be left unchanged.

Painesville, OH

2190 North Ridge Road
Painesville, OH 44077

We are licensed to help clients in Ohio, Pennsylvania, and Georgia. Contact us today to see how we can help with your insurance.

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